Most often people don’t seem to comprehend the difference between saving money and investing money. Both of these have different objectives and serve different purposes in anyone’s financial strategy.It is important to clearly know and understand the fundamental concept of saving and investing before you… Read More »When to save and when to invest? How much to save and invest?
Everyone wants to save money and everyone follow their own tips and tricks to do that. Here are some tips to save money to generate. But you should always remember that you have developed your spending habits over the years and so you can’t change… Read More »10 Simple Ways to Save Money
Did you know what TVM is? Have you heard about TVM? TVM stands for Time value is money. This is one of the core concepts of finance and it means that the amount of money that you have with you today is worth more than… Read More »Did you know what TVM is?
India has got the first place in being retirement ready in a global survey even ahead of countries like US, the UK and China. However, the survey also revealed that Indians also thought that they are not exclusively ready in terms of having the required… Read More »80% Indians don’t have sufficient funds for retirement
We have seen a lot of tips on how to save for your retirement in the past few articles. It is not that people run away from saving for their retirement or they don’t save at all. It is just that retirement saving is not… Read More »Mistakes that will ruin your retirement
Most people are professionally well settled when they reach their 40s. However, not all of the professionally successful people are good at handling their finances or investments. To be successful in life, it is not just enough if you excel in your career and earn… Read More »How to focus on growing your wealth in your 40s
We saw some of the major tips on how to plan your finances in your 50s in the previous post. This article will focus on other things that you need to focus on and stay away from while planning for your retirement. It is not… Read More »How to plan your finances in your 50s – Part 2
It is one of the “Golden advice” given by experts that one should start saving for their retirement as soon as they start earning, but in most cases, this advice falls on deaf ears. Most people start thinking about their retirement and start planning for… Read More »How to plan your finances in your 50s – Part 1
‘Retire in peace’ is what everyone dreams of. This doesn’t mean to just lie down lazily in a sofa and do nothing. This actually means to put in all your effort, plan, fix a financial goal to build a retirement corpus and then execute the… Read More »Golden rules that help to increase your Retirement Corpus
Conventionally, the majority of Indians are consumerists. Every Indian, whether male or female, irrespective of their age and their income, is enthusiastic about the purchase of consumer goods. Buying or shopping has now become a means of entertainment and people tend to go on shopping… Read More »Does rise in Consumerism affect Savings??