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Does an old book need a new cover??

Do you need life insurance even after you retire?

Everyone thinks that life insurance will not be required after retirement. However, in honesty this is when it is needed more than before. Though your children would be grown up and financially independent, your wife will still be dependent on you. You should remember that after your death, the pension payable to your wife may be halved, while cost of living will keep rising. You could definitely lower the cover amount, just enough to supplement the pension your wife will receive. It is also equally important to have a health insurance policy in place as per your needs and budget.

Retire promising protection for your spouse!

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http://economictimes.indiatimes.com/wealth/insure/do-you-need-life-insurance-even-after-you-retire/articleshow/53992755.cms