I am sure like most people, you too would be in the belief that a health insurance plan will only reimburse hospitalization expenses. Or, if you are one of those people who think that you don’t need a health insurance because your health is in… Read More »Unused Benefits of Health Insurance
Life insurance is a very important financial expense, which I would rather call an asset that every person should own. However, according to statistics only about 10 per cent of Indians have life insurance cover. Did you know that apart from securing the financial future… Read More »Why do you need life insurance??
Nature can be a “Blessing in disguise” many times. However, in the month of August, 2018 nature had become a “Curse in disguise” for Kerala, God’s own country. The state of Kerala has suffered massive damage and loss of life and property this month due… Read More »LIC for the flood victims of Kerala floods
Did you know that you might end up getting reduced claim settlement though you might have two or more health insurance policies with adequate cover? This happens because there is a contribution clause in most policies and you failed to inform both the insurers (new… Read More »Multiple health insurances – How enjoy best of both worlds?
A term insurance plan is an insurance that is taken for a specified period. How does a term insurance benefit an individual? Simplicity They are much easier and simpler to understand than insurance plans. Other insurance plans combine risk cover with savings and calculating your… Read More »Term Insurance: Small premium yet Huge sum assured
One thing constant in life is “change”. It is good to make sure that you accommodate those expected and unexpected changes in your life insurance cover so that it secures the future of your loved ones in your absence. When you are young and unmarried,… Read More »Make room for changes in your life!
The premiums for life insurance policies are derived by taking into account various factors. You can control the factors that are within your ability to lower your premium. 1) Stop drinking and/ or smoking: These will negatively impact your health and thus increase mortality risk.… Read More »Tips to pay lower premium for your term life insurance
Best early than later!! India is the global leader in diabetes. Diabetes by itself may not be a very dangerous ailment, but the treatment is no less expensive as it opens the door to various other secondary health issues. On an average, the cost for… Read More »Why you should get diabetes insurance before it is too late